They frequently inform clients that they do not have the same insurance coverage as their policy.

 Do not act on what they tell you without consulting with an attorney! (I will discuss the dailylawstudy daily law study Website daily law study com kind of attorney I’d recommend to you in a minute. This is crucial!)

  2. Assume the first payment is fully and completely

 In a typical situation, a CAT adjuster is sent out with an estimater who is within the insurance company’s pockets. They make a “quick and dirty estimate” in their vehicle and then cut you a check to pay for reconstruction and living expenses.